FLEOA

Financing Programs Available For All Your Home Loan Needs

Home Purchase | Refinance | Renovation


FLEOA MEMBER BENEFIT HIGHLIGHTS

TYPICAL BORROWING
FEES

Processing - $695

Underwriting - $995

Appraisal - $495*

FLEOA MEMBER
FEES

Processing - $0

Underwriting - $0

Appraisal - $0

FLEOA MEMBERS CAN SAVE AS MUCH AS

$2,185

*(appraisal fees can differ according to loan product type. $495 is an average appraisal fee so your savings could be greater.)

Cardinal Financial Appreciates Your Service To Our Country.

Now, we want to help you.

800-FLEOA-77
(800-353-6277)

Nationwide Direct Mortgage Lender

Flexible Products

We believe in fitting the product to the customer, not the customer to the product.

2,000 Employees 200 Offices

Over 40 billion in closed loans for 2020

Professionalism

Secure the insecure. We believe what's private should stay private. Our trustworthiness instills confidence.

Exclusive Union Lender for FLEOA

We are here to assist members with homeownership goals.

Simplify and Complex

We believe in the power of simplicity. With Cardinal haste-free lending is possible.


Frequently asked questions


How much do I have to put down to purchase a home?

This is the most common question we always get asked. Most people think you have to put 20% to purchase a home. You do not. The lowest down payment is 3 to 3.5%


What is PMI?

Another question we always get asked. When you purchase a home and you put less than 20% down, you are required to pay. "private mortgage insurance" This is essentially an extra fee you pay each month in your. monthly payment. It is basically insurance on the. home in the. event you foreclose, it protects the bank because there is not much Equity when a home is first purchased. VA loans do not have a fee.


How long does it take to close?

This. varies in every scenario. As a lender, we can clear have a clear to close in 3 weeks or less but it can differ on a case by case basis.


What does my credit score need to be to purchase a home?

Your FICO score plays a big role in the mortgage process, however we look at other factors that can still allow you to qualify for financing. While there isn't an exact credit score you need, certain mortgage loan products require minimum credit scores. The best way to answer this question, is to speak with your Cardinal Financial mortgage provider and they will provide you with a free credit report (from the three major bureaus) and give you a free consultation.




Contact Your Dedicated Mortgage Team Today!

CALL or TEXT Toll Free : 800-FLEOA-77 (800-353-6277)

Email : fleoa@cardinalfinancial.com



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